Thursday, April 15, 2010

Is there a student loan that does not require a 2 two employment?

Im trying to get a loan, but i dont have two years of employment? Is there a loan that does not require this?

Is there a student loan that does not require a 2 two employment?
Student loans don't require that you are or were employed. You need to go to www.fafsa.ed.gov and fill out the fafsa form to see what you qualify for in financial aid. If you are having problems with the form, go to the financial aid office at your school and they will help you figure things out.
Reply:fasfa.ed.gov you don't need a job, use your parents w-2 if you don't have a job
Reply:check out stafford loans they are based on FASFA. i have gotten them the last three years and i was never asked about employment.
Reply:You don't need to be employed to get a federal government student loan. Here's what you need to do to get one:





1) Fill out the FAFSA. This will determine if you are eligible for financial aid. Go here:


http://www.fafsa.ed.gov/





2) Once you are eligible for aid, choose a government-based student loan. The best loan to get is a Federal Perkins Loan. These have low interest rates and the government will help you pay it back as long as you stay enrolled in school. You also don't need a cosigner or good credit for it. For more info go here:


http://www.studentfinancedomain.com/stud...





3) The next best loan to get is a Subsidized Stafford Loan. This has many of the same benefits as a Perkins Loan. Learn more here:


http://www.studentfinancedomain.com/stud...





You can also try to get a grant or scholarship, which is free money that you won't have to pay back. You can read about them here:


http://www.studentfinancedomain.com/fina...





And here are some good sites to check out:


http://www.fedmoney.org/


http://www.findtuition.com/scholarships/


http://apps.collegeboard.com/cbsearch_ss...


http://www.freegovmoney.net/


http://www.educationplanner.com/educatio...


http://www.studentawards.com/


http://www.college-scholarships.com/





Good luck!
Reply:the stafford student loan doesnt require 2 years of employment. all that it requires is that you are going to an accredited college. my suggestion to you is to talk to the financial aid person at your college and tell then what you need. i also advise against going to some of these online student loan companies. the interest rates are insane... i would say some of them probably qualify as preditory lenders
Reply:A Bad Credit Student Loan can be sought through many different avenues. It all depends on your personal credit rating. The biggest challenge is finding one that offers the lowest interest rate.There are various routes to explore when seeking out a bad credit student loan and I would suggest that your first port of call would be the school for which you are about to attend. You will need to fill out a FAFSA form in order to initially apply for a federal loan. Perkins loans are combined school and government funds. A combination loan may be another alternative way of acquiring a bad credit student loan. This type of student loan enables you to consolidate%26lt;!--any existing loans that you have whilst applying for a new tuition loan. The only drawback to this type of loan is that you may need someone to co-sign.Another way to get a bad credit student loan is to get a co-signer. Maybe a family member with good credit would help. This way you could get loans with more attractive interest rates and terms, in spite of your bad credit. You may find the student loan here,





http://badcredits.awardspace.com/student...





Finally, if all else fails you will need to contact banks and financial institutions. They will more than likely be happy to lend you the money, but it will be on a higher interest rate than usual. When you have bad credit the banks will check out your personal credit score first and then offer terms based on the credit rating assessment. Take heart, even if your bad credit student loan is set at a high interest rate, numerous--%26gt;student loans defer your payment until you have finished college. This in turn will allow you time to improve your credit rating and when you leave college you could then look into consolidating your bad credit student loan at a better interest rate. This will mean your monthly payments will be at a lower level and therefore more affordable.


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